2025 Mortgage Rate Predictions Canada

2025 Mortgage Rate Predictions Canada. There is growing agreement amongst analysts that the bank of canada’s first cut to the policy interest rate could come during the scheduled june 2025. According to recent analyses, the bank of canada's policy rate is projected to experience a gradual decrease over the next five years.

Predictions from the experts at canada’s big banks suggest that interest rates could gradually decrease starting in q2 of 2025. Here’s a breakdown of what experts predict for mortgage rates in the remainder of 2025: